Individual Dental & Vision Insurance in Alabama
Looking for dental and vision coverage for yourself or your family? You can enroll in an individual dental and vision policy through Alabama Health Solutions. Use the Ameritas enrollment portal below to view available plans and sign up.
Who are individual dental and vision plans for?
Individual dental and vision insurance is purchased by a person or family directly, rather than through an employer. People in Alabama who often look into individual dental and vision coverage include:
- Self-employed business owners
- Independent contractors and freelancers
- People whose employer does not offer dental or vision
- Early retirees not yet eligible for Medicare
- People between jobs or recently losing coverage
- Families shopping for their own coverage
If you are an Alabama employer shopping for coverage for your team, you may want group health insurance instead.
What to consider when comparing dental and vision plans
The monthly premium is only one part of the cost. When comparing individual dental and vision plans in Alabama, consider how each option fits your needs:
Dental coverage
Individual dental plans can help pay for routine cleanings, exams, X-rays, and other dental care. Plan details, waiting periods, and covered services vary by plan.
Vision coverage
Individual vision plans can help with eye exams, prescription eyewear, and contact lenses. Covered services and allowances vary by plan.
Costs & benefits
Review the premium, deductibles, copays, waiting periods, and annual maximums alongside the covered services to understand what a plan pays toward.
Networks
Check whether your preferred dentists and eye doctors are in the plan’s network before enrolling.
Have a question before you enroll?
Call Alabama Health Solutions at 205-612-8192 if you have questions about individual dental and vision plans or enrolling in a policy.
Individual Dental & Vision — FAQ
Common questions about buying individual dental and vision insurance in Alabama.
Can I buy individual dental and vision insurance in Alabama?
Yes. You can enroll in an individual dental and vision plan through the Ameritas enrollment portal on this page. Alabama Health Solutions can also help answer questions before you enroll.
Do I need an employer to buy individual dental and vision coverage?
No. Individual dental and vision plans are purchased by a person or family directly, rather than through an employer. You can enroll on your own through the link on this page.
What do individual dental and vision plans cover?
Coverage varies by plan. Dental plans may help with routine cleanings, exams, X-rays, fillings, and other dental care, while vision plans may help with eye exams, prescription eyewear, and contact lenses. Review each plan’s summary of benefits for specifics.
Can I enroll in dental and vision without changing my health plan?
Yes. Individual dental and vision plans are separate policies, so you can enroll in them without changing your existing health insurance.
Can Alabama Health Solutions help me choose a dental or vision plan?
Yes. Alabama Health Solutions is a licensed insurance broker. Call 205-612-8192 with questions before you enroll, or use the Ameritas enrollment portal to start your application.